Auto Loan Calculator

Estimate your monthly car payment, total interest, and total cost — accounting for trade-in value, down payment, and sales tax.

Inputs

Results

Monthly payment
$578.99
Total loan amount
$29,240.00
Total interest
$5,499.22
Total cost
$42,739.22

About the Auto Loan Calculator

Car loans involve more than just principal and interest. Trade-ins offset the financed amount, while sales tax often gets rolled into the loan, increasing what you ultimately pay.

Enter the vehicle price, what you can put down, your trade-in value, the interest rate, term, and local sales tax to see a realistic monthly payment.

Frequently asked questions

In most U.S. states, sales tax is calculated on the price minus the trade-in, then financed alongside the rest of the loan unless you pay it upfront.

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