Finance Calculator

A general-purpose finance calculator that solves for any missing time value of money variable — future value, present value, payment, rate, or number of periods.

Inputs

Results

Future Value
$50,969.84

About the Finance Calculator

The time value of money (TVM) is the foundation of finance: a dollar today is worth more than a dollar tomorrow because today's dollar can earn interest. This calculator wraps the standard TVM formula so you can solve for whichever variable you don't know.

Pick the variable to solve for, then fill in the rest. Use negative numbers for cash outflows (deposits, payments you make) and positive numbers for inflows (withdrawals, money received).

Frequently asked questions

PV is the starting amount, FV is the ending amount, PMT is the periodic cash flow, rate is the annual interest, and N is the number of years (converted to months internally).

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