Retirement Calculator

Project your retirement savings based on current age, target retirement age, current balance, monthly contributions, and expected investment return.

Inputs

Results

Savings at age 65
$1,130,650.34
Total contributions (35y)
$230,000.00
Estimated investment growth
$900,650.34

About the Retirement Calculator

Compound growth is the single most powerful force in retirement planning. Small monthly contributions become substantial sums when given decades to grow.

This calculator combines your existing savings, ongoing contributions, and an assumed annual return to project the balance you might have at retirement. It does not account for taxes, inflation, or market volatility — use it as a planning starting point.

Frequently asked questions

A long-term diversified stock portfolio has historically averaged ~7% real (after inflation) or ~10% nominal. Conservative planners often use 5–6%.

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